Who is Responsible When a Tree Falls on Your Property in QLD?

A fallen tree can spell havoc for your home, fence, vehicles, or other structures. If a tree has fallen on your property, you'll naturally want to know who is responsible and what steps you need to take. We've put together this handy guide to ensure you're aware of what is required if a tree falls on your Queensland property.

Who is Responsible if a Tree Falls on my Property?

If the tree is on your property, you are responsible for its clearance. Homeowners' insurance will likely cover any costs of clean-up and damage to your property, sheds, fences or other structures, but these policies generally won't cover a tree that's fallen because you haven't cared for it properly or because an unskilled person has tried to remove it. You may still need to bear part of the costs depending on the terms of your cover.

If a tree on your neighbour's property falls on your shared fence, the responsibility shifts to them.

If a tree on public land falls on your property and causes damage, the council is responsible for clean-up and any removal costs. Your homeowners' insurance would bear the costs of damage to your property, fences, sheds and structures, however...

When am I Responsible?

The responsibility shifts to you when a tree on your land falls.

If the tree was healthy and has caused damage, and you have home and contents insurance, you'll be covered - but if the tree is considered unhealthy or tends to drop branches you will end up bearing the costs regardless of your insurance.

If a tree near a boundary falls, and you knew the risks, you'll need to bear the costs. Gum trees on the Gold Coast and throughout Brisbane have a reputation for dropping large branches. A qualified arborist, like those at Brown's Vegetation Management, can provide the inspections you need to help keep your home and property safe and to identify any unhealthy or dangerous trees.

In the event a tree falls from your property and damages a fence, you'll need to bear 50% of the fence repairs and your neighbour the other 50%. If your neighbour's home is damaged, costs of repairs - and any legal costs - will be covered by your home and contents insurance.

Need a Tree Removed or Assessed? Contact Brown's Vegetation Management

For quality tree risk assessments, tree removals, garden maintenance, and land clearing services, choose Brown's Vegetation Management. Our team of qualified, insured and professional arborists are committed to providing quality services to residential and commercial clients throughout Central Queensland.

With our on-site consultations and passion for industry-approved safety measures, you'll be sure your tree will be removed without any damage to your home or property. Contact us today on 07 4934 8443 to speak to our team, to hear more about what we do, or to book a consultation or arrange a free quote for your next job.